MoneyIdeas Loans

777 North First Street, Suite 440, San Jose, CA
+1 408.971.1019
MoneyIdeas Loans Website
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We specialize in the following loan products:
 - FHA 99.5% Down Payment Assistance Loans (see description video here)
 - FHA 100% Financing
 - FHA 3.50% Down Payment Purchase Home Loans
 - FHA 95% Refinance Home Loans
 - FHA Streamline Refinance Home Loans (w/No Appraisal, No Income Verification, No Documentation Required)
 - FHA Reverse Mortgage Programs
 - FHA Reverse Mortgage for Purchase Programs
 - Conventional Home Loan Programs for Purchase
 - Conventional Home Loan Programs for Refinance

MoneyIdeas is a Correspondent Lender approved by the Department of Housing and Urban Development (an agency of the Federal Government) specializing in Government Insured and Conventional Loans for purchases and refinances.

Since 1976
Our Ownership has been in real estate sales and financing since 1976 with an unblemished and impeccable track record. With the key Executives having over 50 years of experience, you can bet we've seen it all and know what we're doing.

We have always taken pride in helping our clients accomplish their financial goals. Whether you are purchasing a home or refinancing an outstanding loan, our experienced team of loan officers will work with you to find the right loan program at the lowest rate ensuring a financial solution that is tailored specifically for you.

Social Consciousness
Over the years, our excellent service has created lasting relationships leading to continued referral business for us. Our outstanding mortgage professionals have never been hired based on their financial wizardry or production alone, but also on their high level of integrity and ethical practices. We plan to continue that business philosophy.

For more information or to speak with one of our mortgage professionals, simply call us toll free at (877) 449-4535, visit us online at or email us at [email protected]

For Reverse Mortgage resources, visit us at

MoneyIdeas Loans is a DBA of MoneyIdeas for Mature Adults, Inc.

Licensed by the CA Department of Real Estate, License #01520354