San Francisco Bankruptcy law firm, JC Law Group specializes in helping individuals, families and small businesses in the Bay Area with filing bankruptcy (Chapter 7 and Chapter 13), loan modification and debt relief. If you are burdened by debt and want to explore filing bankruptcy as an option for relief, we can help you.

Filing for bankruptcy is not a reflection on you as a person. Perhaps you owe more on your home than what it is worth and you are struggling to make the payments. Perhaps you are going through a lilfe changing experience such as a serious illness, loss of employment or death in the family. You do not have to go on living with the constant calls from the creditors or mounting debts. Bankruptcy laws allow people who are overwhelmed by debt to get a fresh start.

We offer a free consultation because it provides an opportunity for the prospective client to meet us, see if they like us, and to figure out if bankruptcy is right for them. The goal of the consultation is to educate the client about the process, analyze their financial situation and give them a firm quote if they choose to move forward.